Here we are in the midst of the Silly Season.

We have survived the end of the world… again and have probably got through Christmas relatively unscathed. Although, can the same be said of your wallet?

I have been through with Christmas presents for some years; I get none and I give none. Now some may think that to be soulless, but it’s practical. I don’t have to compete in shops with the milling crowds, I am not held to ransom by inflated prices and I remain sane and unstressed, if not a little tiddly.

The world economy is in the shit. Governments want you to spend to boost the economy. But what have you got to spend? Certainly not money. So put it on the credit card and spend the next year paying off your excesses, just in time to do it all again.

Using credit cards is a fool’s game. It keeps you permanently in debt. Oh sure, it’s nice and easy, but can you control your spending. If you answer ‘yes’, then you are self deluded. The only way to control your spending is to cut your card in half. I did it, and now all my money is mine.

Next we must brace ourselves for New Year. How will you survive?

Just had a break, neighbours are having a BBQ, and I always get asked to make the garlic butter, they supply the ingredients and I make it. Most Brazilians believe that garlic butter should be made with mayonnaise, and as a result it tastes like shit, well burnt shit actually. I make it with margarine and it makes beautiful golden garlic bread.

So, I am now about to enjoy the fruits of my labour, it’s beer o’clock…

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